LOAN SOLUTIONS FOR EVERYONE
PERSONAL LOANS
Need cash fast? Get a personal loan from us and have the money in your account in no time! With easy application and quick approval, a personal loan can help you manage unexpected expenses and get back on track.
AUTO LOANS
We offer auto loans used to finance a car purchase that’s offered to individuals with low credit scores or limited credit histories. Interest rates will vary depending on the type of vehicle (new versus old) and the loan term or length.
INSTALLMENT LOANS
Installment loans provide the opportunity to get the financing you need now, with the flexibility to repay in manageable monthly payments. Apply today and receive a decision quickly, so you can focus on achieving your financial goals.
Island Financial Services is your go-to source for personal loans, auto loans, and all types of consumer loans in the Ascension Parish and surrounding areas. Island Financial Services has been accredited by the Better Business Bureau since 2011 with an A+ rating. Give us a call today and let us better assist you.
Testimonials
I have been a client of Island Financial for a little over 2 years. Lori and DaShay are very professional and always courteous. They made my process easy and have always given me the best advice for my financial situation. I would recommend anybody to do business with them!
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Starr H.
Dashay and Ms. Lori are the absolute best. They will try to find every option to fit your very Situation. I highly recommend Island Financial services. Great customer service and very Patient! Just when I lost all hope with my Vehicle situation I’m ending my year off great with their help. Greatly appreciated!
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Shaiya W.
HOURS & LOCATION
Location
Hours
Monday - Friday
8:30 am to 4.30 pm
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Saturday - Sunday
Closed
Louisiana Licensed Lender Disclosure
Island Financial Services, LLC
Louisiana Licensed Lender #931974
Island Financial Services, LLC is a licensed consumer lender regulated by the Louisiana Office of Financial Institutions (OFI). This disclosure is provided in accordance with Louisiana state law and federal lending regulations to inform you of your rights and obligations.
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Loan Terms Example:​
Loans may have an APR up to 36% with repayment terms between 3 and 48 months. For example, a $5,000 loan with a 24-month term at a 30% APR would have monthly payments of about $257, with an estimated total repayment of $6,168. Actual rates, terms, and costs depend on your credit profile and lender approval.
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​Late Fees & Default
Late or missed payments may result in fees and collection activity. Specific fees include:
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Late Payment Fee: May apply if a scheduled payment is missed.
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Returned Payment Fee: May apply if a payment is returned unpaid.
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Failure to repay your loan may result in additional fees, collections activity, or reporting to credit bureaus
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Privacy Statement
Island Financial Services, LLC values your privacy. We comply with all applicable privacy laws, including the Gramm-Leach-Bliley Act. We do not share your personal information except as permitted by law or required to service your loan.
Regulatory Oversight
This lender is licensed and regulated by the Louisiana Office of Financial Institutions (OFI). For questions or to file a complaint, you may contact the OFI at:
Louisiana Office of Financial Institutions
Phone: (225) 925-4660
Website: https://www.ofi.la.gov